We are committed to improving the long-term retirement goals of our clients.

We understand that confidence in your financial future is crucial, and assisting you in achieving your goals is our main concern. We keep you informed on a regular basis with relevant and timely information and, in turn, we invite you to actively participate in your financial plan by keeping us informed of any new developments and changes in your life, which may affect the strategies we’ve designed for you.

Our individualized programs are designed to grow and conserve wealth by delivering our highest level of personal service, along with top-quality, A+ rated retirement products and qualified, objective, experienced advisors.


With all the retirement planning options available, it’s hard to know which one will best suit your situation. Let us show you how to prepare for retirement with an individualized plan that can help grow your money and minimize taxes.

Freedom4™ Asset Management System

This is comprehensive asset management method helps us focus on our client’s needs for liquidity, income, time...

Social Security Maximization

For many retirees, Social Security represents their largest financial asset. Unfortunately, most Americans choose to...


Investors who run out of money to support themselves during their later years face a substantial dilemma...

Legacy Planning

Legacy planning is a process that allows you to pass assets to others upon your death in the most efficient way...

Tax Planning

Our clients receive strategic, preemptive tax planning advice based on income, expenses, individual needs, and...

Women & Wealth

Today’s women are better educated and enjoy career opportunities that our grandmother’s generation could...

"Begin with the end in mind"

Dr. Stephen Covey

Melinda Ravsten



Chase Ravsten

Tax-Reduced Income Specialist


Chris Ravsten

Crusin 1430 Radio Host


Our goal is to build an income generation strategy that is both comfortable and protected, while maximizing your potential for success.