Tax Free Retirement

With a rising debt load in the United States and historically low tax rates, it lends to the possibility that we will see an increase in income tax rates in the future. This puts those investors, who only use tax deductible retirement vehicles for retirement funding, at great risk of paying higher income tax rates during their retirement years. The million-dollar question (this could be quite literal) is"¦ Do you want to risk paying higher taxes during retirement?

While it may be the right choice for some, is using a tax deductible retirement vehicle like an IRA or 401(k) the best option for your retirement? With a tax deductible account, you receive a tax deduction now, but is it really a tax deduction, or is it just a tax deferral? It"s at least worth looking into.

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